Terms & Conditions Nurturing You Group Program

1. Description of Consultations (“Specifications”)

In consideration of the mutual covenants set forth in this Agreement, Client (Payer) and Coach (Ann Lotwin Coaching) hereby agree as follows:

Coach agrees to develop the consultations in accordance with the client’s needs using suitable methodologies for the Nurturing You 8 Week Group Program.

2. Methodology.

Client agrees to be open minded and partake in methods proposed. Client understands that Coach has made no guarantees as to the outcome of the coaching sessions as that Coach is not an employment agent, business manager, financial analyst or psychotherapist.

3. Refund Policy.

Coach does not offer refunds. Clients acknowledge they undertake the work fully committed to their own results.

4.  Recording & Redistribution of Calls.

Client acknowledges that all group calls will be recorded and given access to recordings for continued personal growth and listening, whether Client actively participated in a call or not. Client also acknowledges that the recordings will be redistributed and/or resold at a later date as part of a separate package sold by Coach.

5. Good Faith.

Each party represents and warrants to the other that such party has acted in good faith, and agrees to continue to so act, in the negotiation, execution, delivery, performance, and any termination of this Agreement.

6. Failed Payments.

In the event Clients fails to make any of the payments within the time prescribed, Coach has the right to immediately disallow participation by Client until payment is paid in full. In addition, a 3% interest fee will be charged for each day that payment is late for a maximum of 30 days. If Client does not commence with payment after 30 days, Coach has the right to terminate coaching agreement and cease all remaining sessions. No refunds of prior payments will be given.

7. Agreement between Client and Coach.

Client agrees to be open, present and prepared to complete the work as a team together. Client is responsible for their own success and implementation of objectives met.

8. No resale of service or intellectual property permitted.

Client agrees not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Service (including course materials & intellectual property), use of the Service, or access to the Service.

9. Medical Disclaimer.

Client is aware that Coach (Ann Lotwin Coaching) does not solve medical issues nor treats disease and is therefore not a replacement for client’s Doctor, Therapist or Physician. If client is presently under any form of psychiatric care, psychological therapy, specialized medical supervision or under the influence of any form of medication client is to inform Coach prior to working together.

10. Limitation of liability.

By using Ann Lotwin Coaching services, Client accepts any and all risks, foreseeable and non-foreseeable, arising from such transactions. All claims against Ann Lotwin Coaching must be lodged with the entity having jurisdiction within 100 days of the date of the first claim or otherwise be forfeited forever.

Client agrees that Coach (Ann Lotwin Coaching) will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of the Service. Client agrees that use of this service is at user’s own risk.